Medicare Supplement in Florida
Everything you need to know about Medicare Supplement insurance in Florida, including local regulations, popular carriers, and state-specific enrollment options.
Quick Facts for Florida
Average Plan G
$160
per month
Average Plan N
$130
per month
Popular Carriers
5
major options
Competitive market with good affordability
Florida Medicare Supplement Regulations
Large retiree population with extensive Medicare infrastructure
Highly competitive market with good carrier availability
Strong provider networks throughout the state
No additional state protections beyond federal requirements
Enrollment Periods in Florida
Open Enrollment
Standard Medicare Open Enrollment Period applies
Guaranteed Issue
Florida follows federal guidelines for guaranteed issue rights
Birthday Rule
No birthday rule - standard federal protections apply
Popular Carriers in Florida
AARP/UnitedHealthcare
NAIC: 79413
40%
market share
Humana
NAIC: 69671
25%
market share
Cigna
NAIC: 67369
15%
market share
Mutual of Omaha
NAIC: 71412
12%
market share
Aflac
NAIC: 60380
5%
market share
Florida Office of Insurance Regulation
200 East Gaines Street, Tallahassee, FL 32399