Carrier Analysis

Humana Medicare Supplement

A leading health insurance company with strong Medicare expertise, offering competitive rates and comprehensive coverage with focus on wellness and preventive care.

Market Share: 20%
A.M. Best: A-
48 States
Service: 4.0/5
HUM

Humana

NAIC: 73288

Est. 1961

Financial Strength Ratings

A.M. Best

A-

Superior

Moody's

Baa1

Investment Grade

S&P Global

BBB+

Strong

Customer Satisfaction

4.0/5

Industry Rating

Pros & Cons Analysis

Strengths

Second-largest Medicare Supplement market share

Competitive pricing especially for healthy applicants

Strong Medicare Advantage experience

Good preventive care programs

Wide availability across states

Simplified underwriting process

Considerations

Not available in Massachusetts and Minnesota

Customer service quality varies by region

Premium stability concerns in some markets

Fewer plan options than some competitors

Available Medicare Supplement Plans

Plan A
Plan B
Plan C
Plan D
Plan F
Plan G
Plan K
Plan L
Plan M
Plan N

Special Features & Benefits

Go365 wellness and rewards program

Humana At Home services

Telehealth options through Doctor On Demand

Prescription savings programs

Health and wellness coaching

What Customers Say

Positive Feedback

Good value for money with competitive rates

Excellent wellness programs and member benefits

Responsive customer service

Easy-to-use digital tools

Areas for Improvement

Premium increases in recent years

Rating class system complexity

Limited availability in some states

Financial Stability Overview

Total Assets

$35+ billion

Surplus Ratio

Good

Risk-Based Capital

300%+

Trend

Stable

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