Carrier Analysis

Aflac Medicare Supplement

Known for supplemental insurance products, Aflac offers Medicare Supplement plans with competitive pricing and strong financial stability, backed by their well-known brand.

Market Share: 8%
A.M. Best: A+
47 States
Service: 3.8/5
AFL

Aflac

NAIC: 60380

Est. 1955

Financial Strength Ratings

A.M. Best

A+

Superior

Moody's

Aa3

Investment Grade

S&P Global

A+

Strong

Customer Satisfaction

3.8/5

Industry Rating

Pros & Cons Analysis

Strengths

Excellent financial ratings across agencies

Competitive pricing in many markets

Strong brand recognition and trust

Good claims paying ability

Stable premium history

Simplified application process

Considerations

Limited market presence in Medicare Supplement

Fewer agent options compared to larger carriers

Basic digital tools and online resources

Limited plan options in some states

Available Medicare Supplement Plans

Plan A
Plan B
Plan C
Plan D
Plan F
Plan G
Plan K
Plan L
Plan M
Plan N

Special Features & Benefits

One Day Pay promise for eligible claims

SmartClaim digital claims submission

MyAflac member portal

Wellness benefits and resources

Direct deposit for claim payments

What Customers Say

Positive Feedback

Fast claims processing and payment

Strong financial stability

Simple application process

Trusted brand name

Areas for Improvement

Limited plan options

Basic online tools

Smaller agent network

Less competitive in some markets

Financial Stability Overview

Total Assets

$150+ billion

Surplus Ratio

Excellent

Risk-Based Capital

500%+

Trend

Stable

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